Privacy Policy

TERMS OF SERVICE

AGREEMENT TO TERMS

Welcome to UMB International. By using, accessing, or visiting our services, you agree to be bound by the following terms and conditions. If you do not agree to any part of these Terms of Service, please discontinue the use of our services immediately.

These Terms of Use form a legally binding agreement between you, whether as an individual or on behalf of an entity (“you”, “your”, “YOU”), and (Business Name: Website, etc.) ("Company," "we," "us," or "our") concerning your use of the UMB International website, including any other media forms, channels, mobile websites, or applications associated with it (collectively referred to as the "Site"). By accessing the Site, you confirm that you have read, understood, and agreed to comply with all of these Terms of Use. IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND MUST CEASE USING IT IMMEDIATELY.

These Terms of Service work in conjunction with the Privacy Policy of UMB International. Your acceptance of these Terms of Service also signifies your agreement to the Privacy Policy, which details the handling of gathered information.

Any additional terms and conditions or documents posted on our Site are explicitly incorporated herein by reference. We reserve the unilateral right to modify or amend these Terms of Use at any time and for any reason. We will notify you of any changes by updating the "Last updated" date of these Terms of Use. You waive any entitlement to receive specific notice of each alteration. It is your responsibility to regularly review these Terms of Use to stay informed about updates. Your continued use of the Site after the posting of revised Terms of Use signifies your acceptance of such changes.

The information provided on the Site is not intended for distribution to or use by any individual or entity in any jurisdiction where such distribution or use contravenes the law or regulations or would subject us to any registration requirement within that jurisdiction. Thus, individuals accessing the Site from other locations do so at their own initiative and are solely responsible for complying with applicable local laws.

By agreeing to these Terms of Service for the use of UMB International, you assert that you are at least eighteen (18) years old or warrant that you have the legal capacity to enter into a binding agreement. If you are under the age of eighteen (18), you can only agree to and accept these Terms of Service with the expressed consent of a parent or legal guardian.

SUBSCRIPTIONS AND CHARGES IN RELATION

Any advertising or sponsorship displayed while using the services and apps of UMB International will be determined solely by UMB International. Charges related to advertising or notifications, whether via subscription or any other financial transaction, will be communicated to you before any potential charges are incurred.

UMB International encourages your engagement with the displayed advertising on our platform, which also provides an advertising space. Additionally, for charges unrelated to subscriptions or advertising, you will receive prior notification before any charges are incurred.

Any other fees that may arise will be disclosed on a case-by-case basis.

MODIFICATION TO TERMS OF SERVICE

Your usage of UMB International signifies your complete understanding and agreement to these terms of service. These terms may undergo updates or changes whenever deemed necessary by UMB International. By continuously using our services, apps, and visiting UMB International, you acknowledge and fully understand that updates and alterations to these Terms of Service may occur without modification. Any updates or modifications to these Terms of Service will be solely at the discretion of UMB International and will not be altered outside of UMB International.

Access to review the updated Terms of Service will be available through UMB International. If you do not agree with these Terms of Service, you have the option to opt out by refraining from using UMB International or by canceling your subscription and membership to UMB International.

REGISTRATION

To access specific parts of UMB International, registration and the selection of a username and password are required. During registration, it is imperative to provide accurate and updated information. Failure to provide such information accurately will be considered a violation of these Terms of Service and may result in the cancellation or termination of your registration account.

By registering, you acknowledge that you are registering for yourself and not impersonating another individual. Registering as another person without their explicit knowledge and consent also constitutes a breach of these Terms of Service and may lead to the cancellation and termination of the involved account(s). The chosen username must not be offensive, vulgar, explicit, or discriminatory in nature. Violation of these guidelines may lead to a review and potential termination of your account. We reserve the right to remove, reclaim, or modify a username if we determine, at our sole discretion, that the username is inappropriate, obscene, or objectionable in any way.

UMB International retains the sole discretion to refuse registration. You bear the responsibility for maintaining the confidentiality and security of your account. If you choose to disclose your username and password to another party, you are accountable for their actions using your account. In the event of unauthorized use due to a security breach within your knowledge, you must promptly notify UMB International.

Any breach or violation of the registration conditions may result in termination or denial of access to services. The available outcome will be determined by UMB International.

INTELLECTUAL PROPERTY RIGHTS

The UMB International is our exclusive property unless otherwise specified. All source code, databases, functionalities, software, website designs, audio, video, text, photographs, graphics (collectively referred to as the “Content”), and the trademarks, service marks, and logos (the “Marks”) contained within the UMB International are either owned or controlled by us or licensed to us. They are safeguarded by copyright, trademark laws, intellectual property rights, unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks provided on the UMB International are made available "AS IS" for your personal information and use only. No part of the UMB International, Content, or Marks may be exploited for any commercial purpose without our express prior written permission, except as explicitly allowed in these Terms of Service.

Subject to your eligibility to use the UMB International, you are granted a restricted license to access and utilize the UMB International and to download or print a copy of any portion of the Content accessible to you, solely for your personal, non-commercial use. All rights to the UMB International, Content, and Marks, not expressly granted to you, are reserved by us.

All materials exhibited on the UMB International and (Umbrella Business Name) are under the complete ownership of UMB International and are copyrighted by UMB International. Redistribution of content and ideas expressed by UMB International is strictly prohibited without the express written consent of UMB International.

PROHIBITED ACTIVITIES

Your use of the Site should align with its intended purpose. The Site must not be employed for any purposes other than those for which it is made available. Commercial use of the Site is prohibited unless explicitly endorsed or approved by us.

As a user of the Site, you agree not to:

  • 1. Systematically retrieve data or content from the Site to create collections, compilations, databases, or directories without our written permission.
  • 2. Engage in deceptive practices or attempt to obtain sensitive account information, such as user passwords, through deceit or fraud.
  • 3. Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.
  • 4. Act in a manner that, in our judgment, disparages, tarnishes, accuses, insinuates, or harms us or the Site.
  • 5. Use information obtained from the Site to harass, abuse, or harm others.
  • 6. Misuse our support services or submit false reports of abuse or misconduct.
  • 7. Violate any applicable laws or regulations while using the Site.
  • 8. Advertise or offer goods and services through the Site.
  • 9. Engage in unauthorized framing of or linking to the Site.
  • 10. Transmit viruses, Trojan horses, or other disruptive materials that interfere with others' use of the Site. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.
  • 11. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
  • 12. Remove copyright or proprietary notices from any Content.
  • 13. Attempt to impersonate another user or person or use the username of another user.
  • 14. Sell or transfer your profile to others.
  • 15. Transmit materials that collect or transmit information without users' consent (e.g., spyware). Or attempt to upload or to transmit any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
  • 16. Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.
  • 17. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site or business.
  • 18. Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.
  • 19. Copy, adapt, decompile, or reverse engineer the Site's software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
  • 20. Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.
  • 21. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software.
  • 22. Employ buying agents to make purchases on the Site.
  • 23. Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
  • 24. Utilize the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any revenue-generating endeavor or commercial enterprise.

SOCIAL MEDIA INTEGRATION

As part of the Site's functionality, you have the option to link your account with third-party service providers ("Third-Party Accounts") in two ways: (1) by providing your Third-Party Account login information through the Site; or (2) by allowing us access to your Third-Party Account in accordance with the terms and conditions governing your use of each Third-Party Account. By linking your Third-Party Account, you affirm that you have the authority to disclose your Third-Party Account login details to us and grant us access, without violating any terms and conditions associated with the Third-Party Account. Furthermore, linking your account does not impose any fees or usage limitations on us by the third-party service provider of the Third-Party Account.

By granting us access to any Third-Party Accounts, you understand that (1) we may access, retrieve, and store any content provided and stored in your Third-Party Account (referred to as "Social Network Content") so that it is available on and through the Site via your account, including friend lists; and (2) we may exchange additional information with your Third-Party Account to the extent notified during the linking process. Depending on your chosen Third-Party Accounts and their privacy settings, personally identifiable information you post on your Third-Party Accounts may be accessible on and through your Site account.

Please note that if a Third-Party Account or its associated service becomes unavailable, or if our access to such Third-Party Account is terminated by the third-party service provider, the Social Network Content may no longer be accessible through the Site. You retain the ability to disable the connection between your Site account and your Third-Party Accounts at any time.

YOUR RELATIONSHIP WITH THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH PROVIDERS. We do not review Social Network Content for accuracy, legality, or non-infringement, and we are not responsible for any Social Network Content.

You acknowledge and agree that we may access your email address book linked to a Third-Party Account and your contacts stored on your mobile device or tablet solely for the purpose of identifying and informing you of contacts who have also registered to use the Site. You can sever the connection between the Site and your Third-Party Account by contacting us using the information below or through your account settings if applicable. We will make an effort to delete any information obtained from such Third-Party Account stored on our servers, except for the username and profile picture associated with your account.

SUBMISSIONS

Any questions, comments, suggestions, ideas, feedback, or other information regarding the Site ("Submissions") provided by you to us are considered non-confidential and will become our exclusive property. We will possess full rights, including all intellectual property rights, and will have the unrestricted liberty to use and distribute these Submissions for any lawful purpose, whether commercial or otherwise, without acknowledgment or compensation to you. By providing Submissions, you waive all moral rights associated with them, and you affirm that any Submissions are either original to you or that you have the right to submit them. You agree not to hold us liable for any alleged or actual infringement or misappropriation of any proprietary right related to your Submissions.

THIRD-PARTY WEBSITE AND CONTENT

The Site may feature links to other websites ("Third-Party Websites") and may offer articles, photographs, text, graphics, music, videos, software, and other content from third parties ("Third-Party Content"). These Third-Party Websites and Content are not scrutinized, monitored, or verified for accuracy, appropriateness, or completeness by us. We bear no responsibility for any Third-Party Websites accessed through or any Third-Party Content available on the Site, including their content, accuracy, opinions, reliability, privacy practices, or other policies.

Our inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or Content does not signify our endorsement or approval. Should you choose to leave the Site and access Third-Party Websites or use/install Third-Party Content, you do so at your own risk. Please note that these Terms of Service will no longer apply in such instances. It's advisable to review the relevant terms, policies, privacy practices, and data gathering methods of any websites you visit from the Site or applications you use or install from the Site.

Any purchases made through Third-Party Websites are independent transactions between you and the third party involved. We bear no responsibility whatsoever in relation to such purchases. We do not endorse the products or services offered on Third-Party Websites, and you agree to hold us harmless from any harm arising from your purchase of such products or services. Additionally, you acknowledge that we are not liable for any losses or harm resulting from any Third-Party Content or contact with Third-Party Websites.

DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY

Notifications

We highly value the intellectual property rights of others. Should you believe that any material accessible on or through the Site infringes upon a copyright you own or control, please promptly notify our Designated Copyright Agent using the contact details provided below (referred to as a “Notification”). A copy of your Notification will be forwarded to the individual who posted or stored the material mentioned in the Notification. Kindly note that as per federal law, making material misrepresentations in a Notification may render you liable for damages. Therefore, if you are uncertain whether material on the Site infringes your copyright, it's advisable to seek legal counsel before proceeding.

All Notifications should meet the requirements of DMCA 17 U.S.C. § 512(c)(3) and include the following information: (1) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (2) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on the Site are covered by the Notification, a representative list of such works on the Site; (3) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (4) information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an email address at which the complaining party may be contacted; (5) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (6) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed upon.

CORRECTIONS

Information presented on the Site may occasionally contain typographical errors, inaccuracies, or omissions, such as descriptions, pricing, or availability details. We retain the right to rectify any such errors, inaccuracies, or omissions. This includes the right to modify or update information on the Site without prior notice.

DISCLAIMER

THE SITE IS OFFERED ON AN AS-IS AND AS-AVAILABLE BASIS. BY USING THE SITE AND OUR SERVICES, YOU AGREE TO DO SO AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR ANY LINKED WEBSITES. WE SHALL NOT BE LIABLE FOR:

  • 1. ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS.
  • 2. PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM ACCESSING OR USING THE SITE.
  • 3. UNAUTHORIZED ACCESS TO OUR SECURE SERVERS OR ANY PERSONAL OR FINANCIAL INFORMATION STORED THEREIN.
  • 4. INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE.
  • 5. ANY BUGS, VIRUSES, OR SIMILAR HARMFUL ELEMENTS TRANSMITTED THROUGH THE SITE BY THIRD PARTIES.
  • 6. ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS, OR ANY LOSS OR DAMAGE INCURRED DUE TO THE USE OF POSTED CONTENT.

WE DO NOT ENDORSE OR ASSUME RESPONSIBILITY FOR ANY PRODUCTS OR SERVICES ADVERTISED BY THIRD PARTIES THROUGH THE SITE OR ANY LINKED WEBSITES. WE SHALL NOT BE INVOLVED IN MONITORING TRANSACTIONS BETWEEN USERS AND THIRD-PARTY PROVIDERS.

AS WITH ANY PURCHASE, EXERCISE CAUTION AND USE YOUR BEST JUDGMENT WHEN ENGAGING IN TRANSACTIONS VIA THE SITE.

LIMITATIONS OF LIABILITY

WE, ALONG WITH OUR DIRECTORS, EMPLOYEES, OR AGENTS, SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE. THIS INCLUDES LOST PROFITS, REVENUE, OR DATA, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR LIABILITY TO YOU, REGARDLESS OF THE CAUSE OR FORM OF THE ACTION, WILL BE LIMITED TO THE AMOUNT PAID OR LESS, IF ANY, BY YOU TO US DURING THE ONE (1) MONTH PERIOD PRIOR TO THE CAUSE OF ACTION ARISING.

CERTAIN LAWS MAY PROVIDE YOU WITH ADDITIONAL RIGHTS AND MAY NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE LIMITATIONS MAY NOT APPLY.

USER DATA

We retain certain data you transmit to the Site for managing its performance and your usage information. While we conduct regular backups, you are responsible for all data you transmit or activities undertaken on the Site. You agree that we bear no liability for any loss or corruption of such data. By using the Site, you waive any claims against us arising from such loss or corruption of data.

INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, officers, agents, partners, and employees, from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to:

  • 1. Your Contributions;
  • 2. Your use of the Site;
  • 3. Breach of these Terms of Service;
  • 4. Violation of your representations and warranties in these Terms of Service;
  • 5. Infringement upon the rights of a third party, including intellectual property rights;
  • 6. Any harmful actions towards other users of the Site with whom you interact via the Site.

We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are obligated to indemnify us. You agree to provide us with full cooperation in defending any such claims. We will make reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.

MISCELLANEOUS

These Terms of Service, together with any additional policies or rules outlined on the Site, encompass the complete agreement between you and us. Failure to enforce any specific right or provision within these Terms of Service does not imply a waiver of that right or provision. These Terms of Service are upheld to the maximum extent permitted by law. We retain the right to assign our rights and responsibilities to others at any time. We cannot be held responsible or liable for any loss, damage, delay, or inability to act due to factors beyond our reasonable control. If any part of these Terms of Service is found to be illegal, invalid, or unenforceable, that particular part is separable from the rest and does not impact the validity or enforceability of the remaining provisions. No joint venture, partnership, employment, or agency relationship is established between you and us through these Terms of Service or by using the Site. You agree that the construction of these Terms of Service will not be against us solely because we drafted them. By agreeing to these Terms of Service, you waive any defenses based on their electronic form and the absence of physical signatures by the involved parties.

CONTACT US

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

Attention: Support
3105 Fite Circle, Suite #103
Sacramento, CA 95827 United States
support@umbint.com